Mr. Bredow is an accomplished litigation, collection and bankruptcy attorney. He has trial and appellate litigation experience representing ordinary people, small business, creditors and Chapter 13 Trustees in all Michigan state, federal and bankruptcy courts. His professional legal experience together with his experience as an internal bank auditor and his financial education, give him a unique insight into the issues facing creditors and ordinary people. He is an experienced public speaker and has been a frequent panelist at local and national bankruptcy seminars and continuing legal education programs.
Experience as Counsel:
Corporation Counsel & Director of Legal and Compliance Operations (2015 – 2017): In-house corporation counsel managing legal compliance with FDCPA, TCPA, GLBA and other acts and providing legal advice and defense to a national collection agency.
Collection Manager – Creditor’s Rights Attorney (2014 – 2015): In-house counsel to large debt collection agency.
Associate Attorney (2013 – 2014): Civil Litigation and Bankruptcy attorney representing business and individuals in state and federal courts including courts of appeal. Actively represented creditors in the noteworthy Chapter 9 Reorganization of the City of Detroit.
Staff Attorney To Chapter 13 Standing Trustee, Carl L. Bekofske, Flint, Michigan (2010 – 2013): Representing the U.S. Trustee Program in all aspects Chapter 7 and Chapter 13 matters.
Senior Attorney; Bankruptcy and Civil Litigation Manager; Executive Management Committee (October 2003 – April 2010): Representing the country’s largest banks, mortgage companies and mortgage servicing companies.
Attorney and Counselor at Law (1994 – 2000): Founder of private law firm and consumer bankruptcy law partnership. Extensive experience in state trial and appellate court litigation.
Court Clerk to the Hon. Hilda R. Gage (1990 – 1994): Oakland County Circuit Court, Pontiac, Michigan
Internal Auditor (1986 – 1989): First of America Bank Corporation, Kalamazoo, Michigan
Wayne State University Law School, Detroit, MI; Juris Doctor (1993)
Central Michigan University, Mt. Pleasant, MI; Bachelor of Science, Business Administration, Accounting (1985)
Dale Carnegie Program, Troy, MI; Award For Highest Achievement (2012)
Staff Attorney Training, National Association of Chapter Thirteen Trustees (NACTT), Chicago, IL (2010) A
Advanced Consumer Bankruptcy Practice Institute, National Association of Chapter Thirteen Trustees (NACTT), Grapevine, TX (2010)
Trial Advocacy Program, National Criminal Defense College, Macon, GA (1995)
Proffessional Speaking Engagements:
23rd Annual Federal Bar Association, Western District Michigan, Bankruptcy Seminar, "Mortgage Issues for Borrowers, Creditors and Trustees" (July 2011, Boyne Falls, MI)
Institute of Continuing Legal Education, Bankruptcy Certificate Series: The Basics of Chapter 13 Bankruptcy, "Representing Clients in Chapter 13 Proceedings Pre-Confirmation" (January 2010, Plymouth, MI)
American Bankruptcy Institute, Detroit Consumer Bankruptcy Conference, "The Only Cram-Down Left? Lien Stripping and Valuation" (November 2008, Troy, MI)
AMC Mortgage Services, Inc. Attorney Summit, "The Bankruptcy Reform Act One Year Later" (January 2007, Long Beach, CA)